According to official Government of India website A total of 4,61,312 road accidents occurred in 2022, which claimed 1,68,491 lives, while 4,43,366 people were injured. Young adults in the age group of 18 – 45 years accounted for 66.5 per cent of victims during 2022,” People in the working age group of 18 – 60 […]
In an ever-changing world, health insurance is not just a necessity but a lifeline. As the healthcare landscape evolves, it becomes essential for insurance providers to offer policies that cater to a wide range of needs. HDFC Health Insurance has been a prominent player in this arena, consistently adapting and innovating to meet the diverse […]
Health insurance can be complex and confusing, with various terms and concepts that may seem unfamiliar. In this blog post, we will break down and explain five important aspects of health insurance: co-payment, room Rent capping, network hospitals, buying a policy from an agent, and in-house claim settlement. By gaining a better understanding of these […]
Accidents happen to everyone whether they are young or old, rich or poor. Everyone needs to be protected from personal injuries. Even a car accident can ruin your whole life and can cause loss of income. A personal accident policy is an insurance product that provides financial protection to the policyholder against any losses arising […]
Generally in India, there are three categories of Health Insurance Claims in most of the policies. Cashless Claim Reimbursement Claim Preventive Health Check-up claim. Cashless claim : is considered if the policyholder is admitted in Network hospital of that particular Company from which the policy is purchased. Each and every Health Insurance Company is having […]
The most important point for HEALTH INSURANCE is that it should be 100% CASHLESS HEALTH INSURANCE without any co-payment, without any limit on Hospital Room Rent, without any sub limit on major surgeries or Diseases. There should be NO CLAIM BASED LOADING and RESTORE of SUM INSURED is extra feature that could be used if […]
If you are an insurance policy holder then you are familiar with the term health insurance premiums, but not everyone knows how much can be spent on health insurance. The amount spent on health insurance premiums varies according to the plan and its features. The premium is basically based on the coverage given and the […]
In this article, I am going to share some reasons for you to get health insurance in India. India is one of the best countries in the world and when you visit any of the cities then you will feel the difference. It is one of the most developed countries in the world and the […]
1. Age Proof – This is an essential document that a customer needs to provide in order to buy a health insurance policy. This is because there are various policies that have an entry age limit. Additionally, a policy’s premium amount is determined as per the insured’s age. An age proof document may be in […]